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'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
Prime St. Andrews Duplex - Updated, Income-Ready, and Steps from the Waterfront Lifestyle!
Located in the heart of historic St. Andrews, this versatile 6 BR/3 BA duplex offers the perfect blend of walkable coastal living and smart investment potential. Enjoy being just a short stroll from local boutiques, waterfront dining, live music venues, parks, and public boat ramp access—a rare opportunity in one of Panama City's most beloved neighborhoods.
This well-maintained property features a metal roof, durable brick and vinyl siding, tankless gas water heaters, separate driveways, and an RV ready concrete pad with water and power hookups. A detached one car garage with an attached bonus storage shed adds even more functionality for owners or tenants. Both units are separately metered for power, offering convenience and clean accounting for rental income. 
Side A - 4 BR/2 BA | Updated & Spacious
Split bedroom plan, two newly remodeled baths, updated kitchen with quartz countertops and tile backsplash, custom built ins, laundry hookup, great natural light, and a newly fenced yard with private gazebo.

Side B - 2 BR/1 BA | Open & Inviting
Perfect for short term guests, long term tenants or multigenerational living.
Spacious living area with open kitchen/dining, split bedroom layout, laundry room with hookups, updated covered porch with privacy curtains, 2 car carport, and ample driveway parking.
Ideal for owner occupants or investors seeking strong rental potential in a high demand waterfront community.
Whether you're seeking a primary residence with rental income, a multi-generational setup, or a strong addition to your investment portfolio, this St. Andrews duplex delivers exceptional value. With modern updates, flexible layouts, separate power meters, and unbeatable proximity to the waterfront lifestyle, this property is ready to generate income and impress future tenants or buyers.
*All measurements and information are approximate, please verify if important.
#784047

Panama City

1301 Foster Avenue A, B

6 Beds

3 Baths

2,154 Sq.Ft.

$450,000

MLS#: 784047

*Entered for comp purposes*
#784035

Niceville

4277 Armadillo Trail

3 Beds

2 Baths

2,001 Sq.Ft.

$425,000

MLS#: 784035

*Entered for comp purposes*
#784028

Navarre

8271 Gulf Boulevard 101

3 Beds

2 Baths

1,817 Sq.Ft.

$895,000

MLS#: 784028

Price reduced
Step into this gorgeous, fully furnished townhome where coastal style meets modern comfort. From the moment you enter, you'll be drawn to the stylish kitchen featuring granite countertops, a coastal-inspired backsplash, and a layout perfect for both everyday living and entertaining.  The main level offers a spacious living room with updated recessed lighting, a convenient half bath, a large pantry/owner's closet, and a private bedroom with a walk-in closet--ideal for guests or a main-level retreat. Step outside to your private backyard space, perfect for enjoying morning coffee or unwinding after a day at the beach.  Upstairs, you'll find two additional bedrooms, an updated full bathroom, and a generously sized laundry room for added convenience. Beautiful LVP flooring throughout the home provides durability, easy maintenance, and a clean, modern look.  All furnishings convey with the exception of the King mattress upstairs, and the home has been professionally furnished by an interior designer to maximize comfort and appeal making it an exceptional primary residence, second home, or investment property.  Even better, there's NO HOA, and major systems have already been updated: new roof (2025), hot water heater (2025), HVAC (2026), and new fence (2025) giving you peace of mind for years to come.  This move-in-ready gem offers style, functionality, and freedom with no HOA restrictions.  Don't miss your opportunity to own a beautifully upgraded, turnkey townhome.
#993493

Shalimar

40 11th Street K85

3 Beds

1 Baths

1,408 Sq.Ft.

$264,900

MLS#: 993493

Well-located 4-bedroom, 2-bath home in Niceville, just off the Mid-Bay Bridge overpass and minutes from Bluewater Bay, shopping, highway access, and military bases -- with NO HOA.Situated on a large 1/2-acre lot, this move-in ready home features major system upgrades including a new roof, new HVAC, and new hot water heater. The flexible floor plan offers two separate living areas, with a fireplace in one, providing ideal space for entertaining, relaxing, or a home office setup.Additional highlights include a spacious kitchen, large covered front porch, and a backyard shed for extra storage. The primary suite features dual sinks and a garden tub, and a washer and dryer are included.Enjoy plenty of room for boats, trailers, or future expansion -- all in a high desirable location.
#993706

Niceville

1422 Cat-Mar Road

4 Beds

2 Baths

2,280 Sq.Ft.

$449,000

MLS#: 993706

$10,000 seller concessions with acceptable offer. Welcome to 33 Caymus Cove, a truly standout Randy Wise Homes custom residence located in the gated Vineyards of Hammock Bay, where thoughtful design upgrades elevate every space. From the moment you enter, curated details set this home apart--custom trim walls and designer wallpaper in the front bedroom, beautifully updated wallpaper and paint in the second bedroom, and a stunning color-drenched powder bath featuring wainscoting and designer finishes. The living room showcases an elegant custom trim accent wall, while upstairs a full wall of built-in bookcases creates a refined and functional retreat. Outdoors, the experience continues with a secondary patio, pergola, enhanced landscaping, and a freshly stained privacy fence, all set on one of the largest fenced lots in The Vineyards--a rare and highly desirable combination.

Beyond these striking upgrades, the home continues to impress with quality construction and timeless finishes throughout. The exterior features classic brick construction, architectural shingles, decorative shutters, and a paver driveway, delivering strong curb appeal within this gated community.

Inside, enjoy 10-foot ceilings on the main level, engineered hardwood flooring, and crown molding throughout the main living areas and bedrooms, creating an open, elegant atmosphere filled with natural light. The living spaces flow effortlessly and are enhanced by in-ceiling speakers, smart home features, and a thoughtfully designed layout ideal for both everyday living and entertaining.

The gourmet kitchen serves as the centerpiece of the home, offering Frigidaire Professional Series stainless appliances, a 36-inch gas cooktop, vented chimney hood, built-in wall oven, convection microwave, and 42-inch upper cabinets with crown molding. Quartz countertops, an apron-front undermount sink, tile backsplash, and soft-close cabinetry complete the space with both style and function in mind.

The primary suite provides a private retreat with generous space and a spa-inspired bath featuring a tiled walk-in shower, freestanding soaking tub, quartz countertops, framed mirrors, and premium Moen fixtures. Secondary bathrooms are equally well appointed with tile surrounds and quartz finishes.

Additional highlights include a Rinnai tankless gas water heater, Carrier HVAC system with smart programmable thermostat, Generac smart transfer switch with natural gas connection, structured wiring with video doorbell and smart locks, epoxy-coated garage floors, gas grill connection, energy-efficient construction and insulation, and a Sonos audio system serving the main living area.

This home offers a rare blend of luxury finishes, meaningful upgrades, and exceptional outdoor space, crafted by Randy Wise Homes in one of Hammock Bay's most sought-after gated neighborhoods.

Residents of Hammock Bay enjoy a master-planned lifestyle centered around connection, recreation, and natural beauty. The community features three distinctive clubhouses with resort-style pools, gathering spaces, and amenities designed for relaxation and social engagement. The bayfront clubhouse and dock provide direct access to Choctawhatchee Bay, perfect for enjoying sunsets, kayaking, fishing, or simply taking in the waterfront views.

Additional amenities include multiple swimming pools, a state-of-the-art fitness center, sports courts, playgrounds, and miles of scenic walking and biking trails throughout the community. Hammock Bay is also known for its vibrant calendar of community events, clubs, and activities, creating a true neighborhood feel for residents of all ages.

With beautifully maintained common areas, thoughtful planning, and easy access to Freeport, South Walton beaches, and the Emerald Coast, Hammock Bay offers a lifestyle that blends coastal living with everyday convenience.
#993457

Freeport

33 Caymus Cove

4 Beds

3 Baths

3,265 Sq.Ft.

$1,180,000

MLS#: 993457

Rare waterfront opportunity in beautiful Apalachicola Florida. Former boat repair shop featuring a deep-water ramp and excellent water access. Full of character and potential this property is perfectly positioned in one of Florida's most scenic and authentic coastal communities-idea for marine use, redevelopment, or a unique waterfront escape.
#784027

Apalachicola

614 US-98

None Beds

None Baths

1.0 acres

$400,000

MLS#: 784027

Price reduced
Welcome to this charming 3-bedroom, 2-bath home featuring beautiful wood flooring throughout. The open and airy layout offers comfortable living spaces filled with natural light. The home provides a perfect balance of style and functionality, making it ideal for both relaxing and entertaining. This inviting space is ready for you to make it your own.
#993492

Crestview

315 Brackin Street

3 Beds

2 Baths

1,372 Sq.Ft.

$1,400

MLS#: 993492

Unlock Affordable Paradise: Move-In-Ready Camellia Conch Cottage in Latitude Margaritaville Watersound!

Step into effortless island living with this charming Camellia--the second-most affordable floor plan in the coveted Conch Cottages Collection. At 1,315 sq ft of heated/cooled space (plus a welcoming 149 sq ft front porch and 410 sq ft 2-car garage), this 2-bed/2-bath gem delivers smart, spacious design without compromise.

The heart of the home shines: a show-stopping kitchen boasting decorative quartz countertops and backsplash, an upgraded induction glass cooktop range (installed post-closing for modern efficiency), and elegant Admiral 42'' upper cabinets crowned with molding and valance. The extended island offers flexible seating that tucks away seamlessly, flowing into a buffet setup ideal for casual gatherings or entertaining.

Versatility abounds--a stylish ceiling fan in the dining area (with wall switch) makes it easy to convert into an open den or flex space. Enjoy superior light and privacy with expandable, adjustable-height blinds throughout the living room, dining area, and primary bedroom--dial in natural light while keeping things cozy and secluded.

The primary suite is pure retreat: tile flooring, granite vanity, a luxurious floor-to-ceiling tiled shower with seamless glass enclosure, grab bars for peace of mind, and sophisticated rubbed oil bronze fixtures. Thoughtful extras include a laundry room with lower cabinets, folding counter, and stacked washer/dryer, plus a garage featuring a utility wash sink and durable epoxy floors.

Nestled in the vibrant 55+ world of Latitude Margaritaville Watersound, you're immersed in Jimmy Buffett-inspired fun: multiple pools, top-tier fitness centers, on-site dining, live entertainment, pickleball, bocce, and endless social opportunities along Florida's stunning Emerald Coast.

This turnkey beauty is ready for your immediate escape--no waiting, just paradise. Homes like this in this popular collection move quickly--schedule your private tour today and claim your slice of the Latitude lifestyle!
#784052

Panama City Beach

9228 Cool Breeze Drive

2 Beds

2 Baths

1,315 Sq.Ft.

$410,000

MLS#: 784052

Price reduced
Welcome to Deer Ridge Crossing in Gulf Breeze, FL! The charming Rhett, one of our most popular & highly desirable Open Designs. 4 beds, 2 baths, covered patio & a 2-car garage. The Smart Home Connect System includes several Smart Home convenient devices. BEAUTIFUL, well-designed kitchen offers gorgeous Quartz countertops, relaxed living with a lg. island bar, quiet dishwasher, all stainless appliances, pantry, & spacious dining area. Bedroom 1 & adjoining bath feature a walk-in closet, Quartz double sink vanity, tub AND separate shower. Striking wood-look flooring throughout & Friese carpet in the bedrooms. Upscale home with great curb appeal. Convenient location. Must see! Pictures, colors, features, and size may vary. Square footages are approximate.
#993489

Gulf Breeze

5841 Dove Nest Road

4 Beds

2 Baths

1,856 Sq.Ft.

$399,900

MLS#: 993489

NO HOA FEES, Affordable 2 bed , 1.5 bath End Unit with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath.

Call today to schedule an appointment for showing.

Unit next door also available MLS 780830
#784046

Panama City

3744 E 9th Street

2 Beds

1 Baths

936 Sq.Ft.

$179,900

MLS#: 784046

Price reduced
$10K Remodel Credit! Rarely on market. SOUTHSIDE  Southbay  2 Bedroom , 2.5 bath 1191 sq ft lake condo with additional 450 sq ft of balconies. Has been used as a family vacation home past 25 years. Very well tended to. Comes fully furnished. New up and down Sliding Glass Balcony doors. Newer HVAC and windows. On the quiet secluded west end of Southbay property with stunning views of Dunes of Destin Lake from both balconies and gulf views from Kitchen window.Walk in showers in both full bathrooms. Close to beach, heated pool, tennis and pickleball. Assigned parking right outside from door. Southbay is a nicely landscaped 14 acre, low density, family oriented,pet friendly collection of 109 townhomes with 300' of private deeded white sand beach. Quiet yet convenient to all Destin activities.
#993535

Destin

940 US-98 65

2 Beds

2 Baths

1,191 Sq.Ft.

$489,000

MLS#: 993535

This well-located 3-bedroom, 2-bathroom home on the highly desirable west end of Panama City Beach features an oversized private pool and no HOA. Short-term rentals are allowed, making this a fantastic investment or second home opportunity. Located just minutes from all that Highway 30A has to offer and within a short walk to the white sandy beaches and emerald waters of the Gulf of Mexico. This is a must-see coastal property!
#996858

Panama City Beach

233 Palm Beach Drive

3 Beds

2 Baths

1,260 Sq.Ft.

$749,500

MLS#: 996858

AVAILABLE February! Fantastic family home situated on a large .48-acre lot at the end of a cul-de-sac, this lovely home is located minutes away from Hurlburt Field, Eglin AFB, shopping, and the world's most beautiful beaches. This 2279 sq ft home offers an in-ground pool with pool service included. The extensive upgrades include a stunning entry way with a customized barrel ceiling, formal living room with fireplace, large family room + alcove/office area, 3 bedrooms (with walk-in closets) 2 baths, separate laundry room, separate dining area, and spacious kitchen with stainless appliances and a large pantry. Pool service included. Conveniently located and move-in ready, this house is a perfect place to call home. Don't miss your chance to see it! Schedule a showing today. Call 850-729-0399 View rental requirements or apply at www.RentwithBSR.com

No smoking or vaping. A small dog may be allowed with some restrictions and a $400 non-refundable pet fee. FEES: $50 per adult 18+ application fee, Landlord Liability Policy (if proof of Renter's coverage is not provided) $15 mo, Pest Assurance pest control policy $20 mo.
#993385

Fort Walton Beach

601 Ironwood Drive

3 Beds

2 Baths

2,279 Sq.Ft.

$2,450

MLS#: 993385

Step into this beautifully designed open-concept great room and kitchen, where you'll instantly notice the superior craftsmanship--from the luxury vinyl plank (LVP) flooring to the elegant finishes, soft eggshell paint, and thoughtfully curated lighting throughout. The kitchen is a true showstopper, it features a custom center island with upgraded granite countertops, a convenient breakfast bar, a deep stainless steel sink with a touchless faucet, a spacious walk-in pantry, abundant storage, and premium soft-close cabinets and drawers. Stainless steel appliances complete the sleek, modern look, blending style with everyday functionality. The generously sized master suite offers a serene retreat with private patio access, a large walk-in closet, and a dual vanity topped with luxurious granite. Outside, you'll find a massive 29' x 10' covered patio that spans the entire width of the home featuring a 6' privacy fence. This expansive outdoor space is perfect for entertaining, relaxing, and enjoying time with family and friends.
#993397

Crestview

2930 McCarty Avenue

3 Beds

2 Baths

1,272 Sq.Ft.

$279,000

MLS#: 993397

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